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Victor Garrett

Victor is a freelance writer who loves to read and write about personal finance and related disciplines with the aim of educating people to make better financial and investment decisions.

Recent Articles

A retired couple review their investing portfolio
Personal Finance

How you can boost your State Pension

| Victor Garrett

Helen Morrissey, senior pension and retirement analyst at Hargreaves Lansdown, highlights things you can do to boost your State Pension.…

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For sale sign outside a home in an affluent suburb of London
Personal Finance

The 10 most affordable UK towns for first-time buyers

| Victor Garrett

Thomas Goodman, building and construction expert at MyJobQuote, has revealed the most affordable places in the UK for first-time buyers.…

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Mother and Daughter Blowing Bubbles
Personal Finance

How much is the average home insurance in the UK?

| Victor Garrett

When taking out home insurance, you need to know you're getting a good deal. Victor Garret takes a look at…

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Two women in the home office
Personal Finance

What is the most a landlord can raise your rent in the UK?

| Victor Garrett

Is your landlord allowed to increase your rent? How much can a landlord raise your rent in the UK? Victor…

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Concentrated young african american black guy sitting on heated floor at modern coffee table in living room, looking at laptop screen
Personal Finance

All you need to know about building a financial safety net

| Victor Garrett

Personal finance management isnā€™t always straightforward. Victor Garrett takes a look at the importance of building a financial safety net.

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Family With Baby Daughter In Kitchen Using Laptop On Counter
Personal Finance

How to financially protect yourselves in a marriage

| Victor Garrett

Are you financially protected in your marriage? Victor Garrett takes a look at the risks of living together and how…

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'For Sale' sign outside of a terraced house in the UK
Personal Finance

Why leaving Generation Rent has become harder

| Victor Garrett

Sarah Coles, personal finance analyst, Hargreaves Lansdown, highlights that leaving Generation Rent has proven harder. I take a look.

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Home key with house keyring with calculator.
Personal Finance

These are the most popular mortgage types for Brits currently

| Victor Garrett

Mortgage search volumes remain steady after the stamp duty holiday deadline. We take a look at the most popular mortgage…

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Modern suburban family houses with car on driveway
Personal Finance

8 car noises that could cost you Ā£1,700+

| Victor Garrett

Regularly maintaining your car reduces the probability of a costly car breakdown. I look at 8 car noises that could…

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Hand arranging wood block stacking as step stair on paper pink background
Personal Finance

The average UK rent stays above Ā£1k for the second month in a row

| Victor Garrett

HomeLet Rental Index released its July figures, and we can see that the average UK rent price has remained above…

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For sale sign outside a home in an affluent suburb of London
Personal Finance

August 2021: what’s the current house price forecast?

| Victor Garrett

Are house prices finally going to go down? I take a look at the current state of the housing market…

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'For Sale' sign outside of a terraced house in the UK
Personal Finance

46% of Brits believe house prices mean itā€™s a sellersā€™ market

| Victor Garrett

46% of Brits believe itā€™s a sellersā€™ market, while just 17% believe itā€™s a buyersā€™ market. Could increasing house prices…

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Personal Finance

The importance of insurance after the pandemic

| Victor Garrett

The coronavirus pandemic has sharpened many people's awareness of insurance. We take a look at the importance of insurance after…

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Female Owner Of Start Up Coffee Shop Or Restaurant Turning Round Open Sign On Door
Personal Finance

ā€œPingdemicā€ leads to staff shortage: here’s what to do next

| Victor Garrett

ā€œPingdemicā€ leads to staff shortage: we take a look at possible solutions for businesses and employees who have to self-isolate.

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Sale agent deal to car loan contract with customer.
Personal Finance

6 tips for driving safely through water

| Victor Garrett

Driving through water pooled on roads or flooded streets can be risky. We take a look at tips for safely…

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Road trip. Father and son travelling together by car
Personal Finance

Easy ways to make money monthly using your car

| Victor Garrett

Are you looking for easy ways to boost your income? MotorEasy has highlighted six easy ways to make money using…

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Woman traveller walking alone with suitcase bag.
Personal Finance

Covid travel insurance threat for pinged travellers

| Victor Garrett

Thereā€™s concern that some travel insurance companies arenā€™t covering travellers pinged to self-isolate by the NHS Covid-19 app. We take…

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'For Sale' sign outside of a terraced house in the UK
Personal Finance

Will house prices drop in 2021?

| Victor Garrett

So far, 2021 has been a record-breaking year on the property markets, with property prices at a record high. Will…

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Hand arranging wood block stacking as step stair on paper pink background
Personal Finance

Why are UK house prices going up?

| Victor Garrett

Why are UK house prices going up? Rightmove highlights a shortfall that has caused low supply and high demand, leading…

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Stressed Asian Senior Couple using calculator and calculate family budget
Personal Finance

Unemployment among women aged 65+ reached record levels

| Victor Garrett

We're seeing record levels of unemployment for women aged 65+ in the UK. We take a look at whatā€™s happening…

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Personal Finance

Considering emigration? Beware these 5 finance scams

| Victor Garrett

Are you currently making plans to emigrate? We take a look at five finance scams associated with emigration that you…

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Padlocked wooden door
Personal Finance

Is cryptocurrency secure?

| Victor Garrett

There's no doubt that cryptocurrency is becoming increasingly popular in the investing world. But is cryptocurrency secure? We take a…

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Coronavirus written newspaper close up shot to the text.
Personal Finance

Covid-19: lockdown set to lift in England

| Victor Garrett

It's now clear that lockdown is set to lift in England on 19 July 2021 if conditions are favourable. Hereā€™s…

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globe with a mask and text coronavirus
Personal Finance

Long Covid: how to claim Personal Independence Payment

| Victor Garrett

If you suffer from long Covid, you might be able to claim Personal Independence Payment (PIP) to ease the pressure…

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An airplane on a runway
Personal Finance

Travel news: latest Covid restrictions on Brits

| Victor Garrett

In the latest travel news, from Friday, Spain will demand a negative test or proof of full vaccination from UK…

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Close up of credit cards over grey background
Personal Finance

How to protect yourself from credit card fraud

| Victor Garrett

How can you protect yourself from credit card fraud? We take a look at the latest research and ways you…

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For Sale sign displayed outside a terraced house
Personal Finance

Will ‘buyer fatigue’ follow the stamp duty holiday?

| Victor Garrett

With recent reports confirming that the stamp duty holiday frenzy is gradually calming down, could buyer fatigue be setting in?…

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a couple embrace in front of their new home
Personal Finance

Is now a good time to buy a house?

| Victor Garrett

House prices may be rising fast, but a number of government schemes are currently available to help. So, is now…

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University graduate student diploma piggy bank
Personal Finance

How much is a student loan in the UK?

| Victor Garrett

Is a student loan in the UK enough to cover your tuition fees and living costs? We take a look…

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UK countryside
Personal Finance

Revealed: Britain’s greenest property hotspots

| Victor Garrett

Are you looking for the best buy or rent property hotspots to escape London and work from home in a…

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Hands of woman with many shopping bags
Personal Finance

Britain’s top cities for charity shopping

| Victor Garrett

Savoo has conducted a study to find out Britainā€™s most charitable cities. We take a look at the results and…

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Young woman sat at laptop by a window
Personal Finance

Here’s where DIY wills can go wrong

| Victor Garrett

With so many DIY will kits available online, you might be tempted to take care of it yourself. We take…

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a young couple celebrate getting the keys to their new home by taking a selfie in the garden
Personal Finance

Renters seize on lower rent in UK cities

| Victor Garrett

Should I take advantage of the lower rent in London? We take a look at the current situation and what…

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Home key with house keyring with calculator.
Personal Finance

What are the disadvantages of paying off my mortgage early?

| Victor Garrett

Paying off your mortgage can be exceptionally liberating. We take a look at whether there are any disadvantages to paying…

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Personal expenses concept.
Your money

What is the base rate?

| Victor Garrett

Have you heard the term 'base rate' and wondered what it is and how it affects you? We take a…

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Aircraft wind on the sunrise sky background.
Personal Finance

Does Portugalā€™s ban affect tourists from the UK?

| Victor Garrett

Is Portugal open to tourists from the UK? Can you holiday in Portugal? We take a look at what the…

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Hand holding pound notes
Your money

What is the Living Wage?

| Victor Garrett

What is the Living Wage? Where can you get help if you think you are being paid a rate lower…

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Woman traveller walking alone with suitcase bag.
Personal Finance

What do amber countries mean for travel?

| Victor Garrett

Can you travel to a country on the amber list when international travel resumes? We take a look at the…

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Young casual man and girl using laptop while looking at invoice and plan the budget to save.
Personal Finance

Can I get a mortgage with an IVA?

| Victor Garrett

An IVA could be the ideal solution to help you get on top of your debt. But can you get…

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Hands of woman with many shopping bags
Personal Finance

Plastic bag charge to double to 10p on 21 May 2021

| Victor Garrett

The plastic bag charge is set to double to 10p in all shops in England on 21 May 2021. Hereā€™s…

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