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Cliff D'Arcy

My first loves were Maths and Physics. After studying Maths, Stats and Computer Science in the late 80s, I worked in the financial sector from 1987 to 2002. I then joined The Motley Fool's writing team in January 2003 and left in November 2005. Since then, I have been a freelance financial writer. My primary goal is to help people manage their money better by making sensible financial decisions!

Recent Articles

A beach at sunset where there is an inscription on the sand "Breathe Deeeply".
Investing Articles

Here’s why the FTSE 100 is a bargain buy today

| Cliff D'Arcy

The FTSE 100 has held up well in 2022, while other major market indices have dived. For me, now's a…

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Investing Articles

This cheap FTSE 100 share pays dividends of 7% a year!

| Cliff D'Arcy

This cheap FTSE 100 share is down a third from its September 2021 peak. But business is booming for the…

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A beach at sunset where there is an inscription on the sand "Breathe Deeeply".
Investing Articles

Here’s why I’m not afraid of a stock market crash

| Cliff D'Arcy

Despite repeated price falls in 2022, a stock market crash has yet to arrive. And even if we do enter…

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Investing Articles

The Lloyds share price lost 6% this week. Time to buy?

| Cliff D'Arcy

The Lloyds share price dived almost 6% this week, way behind the FTSE 100 index. But with interest rates and…

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Investing Articles

The Royal Mail share price crashes 35% in 2022. Time to buy?

| Cliff D'Arcy

The Royal Mail share price has slumped since its 2022 high on 5 January. After this plunge, I think it’s…

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Investing Articles

Scottish Mortgage (LON:SMT) shares are in free fall. Buy now or wait?

| Cliff D'Arcy

Scottish Mortgage shares have almost halved, losing 46% since their November 2021 peak. After such a steep crash, is SMT…

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Young woman working at modern office. Technical price graph and indicator, red and green candlestick chart and stock trading computer screen background.
Investing Articles

ARK Innovation ETF: after its 70% crash, should I buy?

| Cliff D'Arcy

Shares in Cathie Wood’s ARK Innovation ETF hit nearly $160 in February 2021. After crashing by 70%, they now trade…

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Investing Articles

The Ocado share price crashes 47% in 2022. Time to buy?

| Cliff D'Arcy

The Ocado share price has almost halved in 2022 and is down almost 70% from its 2020 peak. After such…

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Investing Articles

4 FTSE 100 shares I’d buy to shelter from storms

| Cliff D'Arcy

While US stocks have dived in 2022, the FTSE 100 has actually gained. Yet I see deep value within the…

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Stack of British pound coins falling on list of share prices
Investing Articles

For stock markets in 2022, April is the cruellest month

| Cliff D'Arcy

April was a brutal month for investors, as stock markets slid right around the globe. But the FTSE 100 was…

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A beach at sunset where there is an inscription on the sand "Breathe Deeeply".
Investing Articles

Is it time to buy the FTSE 100’s 3 biggest flops in April?

| Cliff D'Arcy

In a brutal month for global stocks, the FTSE 100 actually rose slightly in April. However, these three Footsie growth…

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Investing Articles

4 cheap FTSE 100 shares I’d buy in May for dividends!

| Cliff D'Arcy

For me, the best form of passive income is generous FTSE 100 dividends. Here are four cheap shares that I'd…

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Investing Articles

Are Scottish Mortgage (LON:SMT) shares set to slump or skyrocket?

| Cliff D'Arcy

Scottish Mortgage shares have plunged by over 42% since peaking in November 2021. After such steep price falls, will SMT…

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Young woman working at modern office. Technical price graph and indicator, red and green candlestick chart and stock trading computer screen background.
Investing Articles

Is the crash in tech stocks just beginning?

| Cliff D'Arcy

US tech stocks have taken a beating since the Nasdaq peaked in November 2021. Will this crash continue, or is…

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Investing Articles

Why isn’t the BT share price over £2 already?

| Cliff D'Arcy

The BT share price has lost 12% since its 2021 peak last June. But earnings could be set to take…

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Investing Articles

These are the FTSE 100’s biggest flops over a year. I’d buy 1 today

| Cliff D'Arcy

These five FTSE 100 shares have crashed between 38% and 57% over the past 12 months. But I see deep…

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Investing Articles

I’d buy these 6 shares for passive income of 8.7% a year

| Cliff D'Arcy

Passive income is income made without work or effort. By buying these cheap shares, I could earn 8.7% a year,…

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Investing Articles

3 dirt-cheap shares I want to buy today!

| Cliff D'Arcy

These three cheap shares offer market-beating dividends with potential for future share-price growth. I'd gladly buy all three stocks to…

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Investing Articles

3 beaten-down FTSE 100 shares I’d buy now

| Cliff D'Arcy

These three FTSE 100 shares have crashed between 25% and 39% over the past three months. After these falls, I…

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Investing Articles

After the Barclays share price dives 33% in 98 days, I’d buy

| Cliff D'Arcy

The Barclays share price has plunged from nearly 220p in mid-January to below 147p today. I think this crash is…

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A beach at sunset where there is an inscription on the sand "Breathe Deeeply".
Investing Articles

Stock market crash: bursting the bubble

| Cliff D'Arcy

After global share prices rose steeply between 2019 and 2021, a stock market crash looks more likely. But here's why…

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Investing Articles

How my side hustle makes me extra cash in passive income

| Cliff D'Arcy

Passive income is the extra cash I make without time or effort. Here’s how I grab this income -- and…

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Investing Articles

5 dividend shares paying 9% a year on average!

| Cliff D'Arcy

These five FTSE 100 dividend shares offer market-beating passive income to patient shareholders like me. Indeed, their average dividend yield…

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A GlaxoSmithKline scientist uses a microscope
Investing Articles

After the GSK share price beats £17, we’ve sold big-time

| Cliff D'Arcy

After the GSK share price surged past £17, my family sold a large chunk of our holding. There are two…

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A person holding onto a fan of twenty pound notes
Investing Articles

How I’d invest £1k in a Stocks & Shares ISA before 6 April

| Cliff D'Arcy

The 2022-23 tax year starts on Wednesday, 6 April. This means that I have until Tuesday midnight to invest inside…

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Investing Articles

3 cheap FTSE 100 dividend shares I’m buying in April

| Cliff D'Arcy

Here are three FTSE 100 shares I'm buying in April. Their dividend yields range from 8.3% to 9.3% a year…

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Image of person checking their shares portfolio on mobile phone and computer
Investing Articles

Despite a tough 2022 so far, I’ll keep buying shares!

| Cliff D'Arcy

The first quarter of 2022 was scary for investors as stock prices swung wildly. But here's why I'll keep on…

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Investing Articles

5 cheap shares I’d buy in April for big dividends

| Cliff D'Arcy

These five cheap shares are dividend dynamos, offering market-beating cash payouts to patient investors. I'd buy and hold all five…

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Investing Articles

After recent falls, is the BT share price too low?

| Cliff D'Arcy

The BT share price has crashed steeply since topping £5 in late 2017. But it bounced back in 2021 and…

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Hand holding pound notes
Investing Articles

2 cheap shares with dividend yields of 8.5%+!

| Cliff D'Arcy

After a volatile first quarter for global stock markets, I like the look of these two cheap FTSE 100 shares…

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A person holding onto a fan of twenty pound notes
Investing Articles

2 cheap FTSE 100 shares I’d buy for dividend income

| Cliff D'Arcy

These very different shares both offer market-beating dividend yields to investors like me, keen on passive income to invest or…

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Investing Articles

The Royal Mail share price has crashed 34%. Is it too cheap?

| Cliff D'Arcy

The Royal Mail share price has crashed hard since 5 January, when it hit its 2022 high. After today's fall,…

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Investing Articles

Stock market crash: 3 warning signs from March

| Cliff D'Arcy

After Russia invaded Ukraine on 24 February, share prices dived. Though they've since recovered, the risks of a stock market…

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Investing Articles

Barclays share price: time to buy after this £450m fail?

| Cliff D'Arcy

The Barclays share price dropped over 2% on Monday after it revealed a £450m blunder. The shares have been sliding…

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Investing Articles

These FTSE 100 shares are up 177%-343% over 5 years!

| Cliff D'Arcy

The FTSE 100 index is up just over 2% in five years. But these five fabulous Footsie shares have skyrocketed…

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Investing Articles

2 cheap shares I’d buy now while prices are low

| Cliff D'Arcy

These two FTSE 100 shares have tumbled heavily in 2022. But I'd happily buy both cheap shares today for their…

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Investing Articles

The Scottish Mortgage share price has lost 37%. Time to buy?

| Cliff D'Arcy

The share price of Scottish Mortgage Investment Trust has collapsed by almost 37% since 5 November. But is this crash…

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Investing Articles

This popular FTSE 100 share has crashed 34% in 6 weeks. Time to buy!

| Cliff D'Arcy

This FTSE 100 share has crashed by more than a third since 11 February. But I see deep value in…

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Investing Articles

The THG share price has collapsed by 90%. Is it a bargain buy at 87p?

| Cliff D'Arcy

The THG share price has collapsed by almost 90% since January 2021. After such a catastrophic collapse, are these shares…

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Investing Articles

Cathie Wood’s ARK Innovation ETF has soared 28%! Is ARKK’s crash over?

| Cliff D'Arcy

Cathie Wood's ARK Innovation ETF almost hit $160 in February 2021. After crashing brutally, it's rebounded by almost 28% since…

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